Pay On Finance

We offer a Pay Monthly finance option, provided by V12 retail finance.

With our finance option, you can spread the cost over a period of up to 36 months with an APR of 9.9%.

Please refer to the representative example below.

Simply select the ‘Pay On Finance’ payment method during the checkout process and we’ll be in touch about your application within one working day.

Who can apply?

  • Spend over £250 on products that are:
    • Not discounted
    • Not ex-demo
    • Not in our clearance sale
  • Be at least 18 years of age
  • Have been a resident in the UK for 3 years or more
  • Be able to make payments via Direct Debit
  • Be in regular employment (minimum 16 hours per week) including self-employment, or in a permanent residence with a partner who is in regular employment.

Bird Cycleworks is a credit broker and not the lender and only offers finance from V12 retail finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.

Bird Cycleworks is authorised and regulated by the Financial Conduct Authority.

Representative Example12 Months24 Months36 Months
Order Value£3000£3000£3000
Loan Amount£2700£2700£2700
Monthly Repayments£236.71£123.94£86.46
Number of Payments122436
Representative APR9.89%9.90%9.90%
Total Interest£140.52£274.56£412.56
Total Amount Payable£3140.52£3274.56£3412.56