Pay On Finance

We offer a Pay Monthly finance option, provided by V12 retail finance.

With our finance option, you can spread the cost over a period of up to 12 months interest free, with an APR of 0.0%.

Please refer to the representative example below.

Simply select the ‘Pay On Finance’ payment method during the checkout process and we’ll be in touch about your application within one working day.

Who can apply?

Applicants must:

  • Be 18 or older
  • Be in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working
    student in part time work or in receipt of a disability benefit
  • Have been a resident in the UK or Jersey for at least 3 years
  • Have a debit or credit card in their name, which is registered to their address, to pay the deposit where
    applicable
  • Have a Bank or Building Society current account available – this is required to complete the direct debit
    instruction
  • Have an email address to receive the important information throughout the application process, including their signed credit agreement

What Can You Buy & Other Important Details

  • You can use finance on all products we sell over £500
  • You must use the same billing address as delivery address
  • Products for collection can only be applied for in store. You cannot elect to collect an online finance order.

Under the Consumer Rights Act you have a legal right to reject goods that are of unsatisfactory quality, unfit for
purpose or not as described, and get a full refund – as long as you do this quickly. This right is limited to 30 days
from the date you buy your product.

If you are not entirely happy with your recent experience, please raise a complaint by contacting us on info@bird.bike, or 0333 444 0629.
We aim to resolve your complaint as quickly as possible and if we are able to resolve your complaint within
3 days, we will send you a final response detailing our resolution. If we are unable to
provide you with a final response at 3 days, we will send you a letter explaining the reason
for delay and when we expect to issue you with a final response.


Bird Cycleworks is a credit broker and not the lender and only offers finance from V12 retail finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.

Representative Example12 Months
Order Value£3000
Deposit£750
Loan Amount£2250
Monthly Repayments£187.50
Number of Payments12
Representative APR0%
Total Interest£0
Total Amount Payable£3000